Publications

• Only Cash Pays Loans – Let Us Count the Ways to Measure Cash Flow (two part article), RMA Journal, April/May 2013 (Honorable Mention – 2013 RMA Journalistic Excellence Award)
• Getting the Greatest Benefit from the Bank’s Dual Risk Rating Framework, Commercial Insights, February 2013
• Establishing a Dual Risk Rating Framework, Commercial Insights, January 2013
• Dual Risk Rating Framework – Critical Tool for Managing Portfolio Credit Risk, Commercial Insights, December 2012
• Dual Asset Quality Ratings – The Next Generation, RMA Journal, November 2011 (Honorable Mention – 2011 RMA Journalistic Excellence Award)
• Predicting Credit Portfolio Quality – Myth or Reality, RMA Journal, June 2010
• Getting the Most out of Portfolio Reporting, RMA Journal, August 2005 (2nd Place - 2005 RMA Journalistic Excellence Award)
• The Loan Policy: Strategic Plan for the Lending Function, RMA Journal, April 2003 (3rd Place – 2003 RMA Journalistic Excellence Award)
• Asset Quality Ratings: Critical Tool in Managing Credit Portfolio Risk, RMA Journal, March 2003
• Name, Fame and Blame: Protecting Your Bank\\\'s Reputation, RMA Journal, October 2002
• Three Deadly Sins - RMA Journal, June 2002
• Risk Management as Competitive Advantage - RMA Journal, May 2001
• Four Steps to Better Loan Structure - Commercial Lending Review, Summer 1997
• Predicting Portfolio Credit Quality-RMA Journal of Lending and Risk Management, July 1998 (1st Place - 1998 RMA Journalistic Excellence Award)
• Strategic Credit Risk Management - RMA, 1994
• Commercial Loan Analysis for Lenders - ABA, 1993
• Customer Profitability - BAI/RMA
• RMA - Risk Based Capital: The Practical Impact - 1990
• American Institute of Banking - Problem Loans and Workouts - 1990
• American Bankers Association Level 200 Commercial Lending Curriculum - 1983 and subsequent annual revisions

Editorial Advisory Board

• PKF North American Network