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John Barrickman
New Horizons Principal

John Barrickman brings a unique perspective to consulting engagements:  A former bank CEO with insightful real world experience, he is also a faculty member at several major domestic graduate banking schools where he is continually exposed to the credit processes of banks of all sizes.  Barrickman is also in a unique position to address regulatory concerns when an institution outgrows its credit process. This perspective enables customized solutions to credit process issues regardless of the size, location, risk tolerance and competencies of the organization.

In addition to the company’s consultancy practice, Barrickman is an engaging professional presenter with unique insights on industry and market trends based upon his breadth of expertise and understanding of banking as a business in an ever changing environment.

Barrickman has taught for various commercial lending schools associated with State Banking Associations, the Federal Reserve System, RMA, and the American Bankers Association. Barrickman has also taught for banking institutes in Kuwait, Poland, Slovakia, Lithuania and the Czech Republic, and has authored curricula on commercial lending used by 11 state commercial lending schools and curricula used to train banks in Central and Eastern Europe and the former Soviet Union. An award winning regular contributor to the RMA Journal, he has also co-authored a book entitled Strategic Credit Risk Management for RMA.

A Kentucky native, he holds an undergraduate degree in Economics and an MBA in Finance from the University of Kentucky.


Christine Corso
New Horizons Principal

Christine Corso’s consulting specialties are Loan Policy development and comprehensive credit process and loan portfolio review assessment for client banks across the country ranging in asset size from $100 million to $10 Billion. Christine is a former domestic and international corporate lender with specific strengths in management, leadership, business development, relationship and portfolio management, credit policy, credit analysis, loan structuring and problem resolution. In addition to consulting projects, and strategic planning and special projects for New Horizons, she is also responsible for grading credit risk management assignment papers from nationally recognized graduate banking schools which provides an overview of the credit processes at a broad range of banks across the country. She is also a frequent contributor to the RMA Journal.